Products

Long-term Disability (LTD)

An LTD benefit assures that the people working for your firm will continue to receive an income if they are unable to perform their job due to illness or injury. The Employee Benefits Plan LTD offers the following definitions of disability:

  • Lawyers: Unable to engage in the practice of law.
  • Non-lawyers: Unable to perform their own occupation for two years and any occupation thereafter.

The Employee Benefits Plan offers both taxable and non-taxable benefits. Your CBIA Advisor can help you determine which benefit is right for your plan.