Shared Success

Our success is your success. As a not-for-profit corporation, we set our rates with a goal to break even. If plan performance is better than anticipated, what most insurance companies would keep as profits, we share with our clients.

While past performance does not guarantee future results, in the last 13 years, most of our clients have shared in over $43,000,000 of better than anticipated financial results through rate reductions, improved benefits and returned premiums.