Working at a desk does little to reduce your risk of being disabled by illnesses like cancer and heart conditions. A disabling illness can strike anyone, regardless of their occupation. In fact, the stresses of being a legal professional may put you at a much higher risk for certain illnesses than the average person. Of lawyers who claim under their CBIA disability benefit each year, approximately 40% are the result of a mental or nervous system illness such as depression. With other professional groups, the rate is closer to 30% of claims.
Approximately 90% of all disability insurance claims for lawyers insured under the Canadian Bar Insurance Association (CBIA) Disability plan are the direct result of an illness, not an injury.