Introduction

The Canadian Bar Insurance Association’s (CBIA) Permanent Life Insurance plan is designed to provide a benefit upon death whenever it should occur. While the coverage provides permanent protection, guaranteed, level premiums are only payable to age 65 subject to a minimum premium paying period of 20 years. After this time, your coverage is fully paid up. Guaranteed Cash Surrender Values, equal to the sum of premiums paid (net of Policy Fee), are available once the premium paying period ends.

Plan underwritten by
The Manufacturers Life Insurance Company
(Manulife Financial)